If you run your own small business, whether you employ a few other people or you work as a sole contractor, then getting the right insurance cover in place may be vital to the future of your company. If, for example, you work as a tree surgeon, then you may be looking at what kinds of general business insurance will be right for you. You may, find that a specialist tree surgeons insurance policy could be the right choice rather than a standard business insurance policy, which may not provide all the protection you need.
As a tree surgeon you work in a very specialist field. To a lot of general business insurers this field may be seen as high risk. What does this mean for you? It’s simple. A lot of general business policies may not give you all the cover you need at the right cost. So, you may have to pay extra to get specialist sector cover. This may not be an issue with a specialist policy.
With a specialist tree surgeons insurance policy you may even be able to buy an ‘off the shelf’ policy. This means that a policy that you look at may already come with all the features and benefits that are important to you and the business you run. You may, on the other hand, find that a general business policy will ask you to add on important cover elements. If you have to add cover on then you’ll usually find that your costs will rise.
It is important to think about what you actually need from your insurance cover before you start looking at a policy to buy. You may want to look, for example, at your liability to the general public. If you are working on a tree next to a public pathway, for example, and someone gets injured then they may sue you and, you may be hit with legal and compensation costs.
As a tree surgeon you probably already know that the services you offer are specialist. You couldn’t, for example, assume that a general landscape gardener could do the job you do. Tree surgeons insurance can work in much the same way compared to general insurance. It may help you to meet your specific business needs so may well be the policy choice for your business.
From our very early school years in Essex we’re told that trees are an essential part of our ecosystem. That we should take care of them and not cut them down. But why? What do trees really do and why are they so important to our planet?
To begin, trees produce oxygen. Trees act like filters that clean our air. In one season a single tree produces as much oxygen as 10 humans will consume in an entire year. Without trees we wouldn’t have clean oxygen to breath.
In addition to producing oxygen trees also absorb the harmful gasses that live in the air such as carbon monoxide, sulfur dioxide and nitrogen dioxide. By lowering the air temperature trees are able to remove air pollution.
Trees also clean the soil. They filter sewage, reduce the effects of animal wastes, clean roadside spills and filter farm chemicals to either convert harmful pollutants in the soil to helpful ones, or to absorb them altogether.
In terms of our immediate interests, trees are a great way to filter out loud noises. It is proven that trees muffle noise as much as a stone wall. It’s no wonder that people who live in the countryside live such calm existences. This is a key benefit to developing green areas within urban centres.
Trees are also known for their ability to cool and shade. From a sustainable energy perspective, this might mean reducing the constraint of natural resources by planting a big tree on the outside of the sunny side of a building. Not only will this keep the people in the building cool during summer months, but it will do so while lowering the electricity bill. Of course trees also provide to shade to individuals sitting beneath them and large areas surrounded by them.
Those are the environmental benefits of trees but what about their social and communal benefits? After all trees are beautiful and therefore make life more beautiful. Lying in a hammock under a weeping willow calms us in a way that only a weeping willow can do. Watching the flowers of a magnolia tree open in the spring can’t be replaced by anything else either.
Trees that exist within the public parts of a community belong to the whole community. They are the trees that the children of that community will grow up playing on. Swinging on their branches, building forts in their crowns and reading beneath.
Trees are a critical part of our planet for a number of reasons, which is why they need to be taken care of. Love the trees that surround you and your planet will thank you for it.
Whether you are looking to have an entire tree removed or one or two stumps that need grounding down, you will certainly appreciate the quality services offered by the tree surgeon. A skilled tree surgeon is able to offer a range of services to help with maintaining and enhancing the beauty of a landscaped garden. A poorly maintained tree has the potential to cause a health risk, so it always helps to take care of the trees in the most efficient way possible.
Even though it is safe for the enthusiastic gardener to take on a lot of horticultural jobs, the process of tree felling should to be left to the experts in the trade. Hiring the service of a tree surgeon means a tree is skilfully and safely removed. Here are some of the major benefits of using the professionals:
Safety – A tall and large-sized tree is certain to be extremely heavy and having complete control over the process of felling the tree is likely to be quite difficult. If a tree does not fall as required, there is the potential of significant damage and it often requires the skilled service of the tree surgeon to make certain it comes down safely.
A tree surgeon is fully skilled and trained in the process of felling trees, and is able to ensure the largest of trees is cut down in a very controlled and safe way.
Better-Quality Finish – A further quality reason to rely on the competent tree surgeon is a higher quality look and finish. For aesthetic purposes, the skilled professional is able to finish a job with a much cleaner finish. A poorly finished tree felling can look quite unsightly, especially if the stump is left at quite a large size. They are able to make certain the trunk is able to decompose naturally or will make sure the entire stump is removed.
Many Services – In addition to offering a quality service for felling the tree, the tree surgeon is also able to offer a range of extra services, which might relate to removing dead trees, pruning limbs that have suffered storm damage, and plant and fertilize new trees. They also offer advice and guidance on the best locations to plant new trees which are able to attract a sufficient amount of light and in an area that is less likely to result in disease or other concerns.
Essex tree surgeon
Generally speaking as an Essex tree surgeon there are three things which will guide your decision about the right time to prune your tree. These are: the type of tree, the age of the tree and what you’re trying to achieve with your pruning. Sometimes however there’s one factor that overrides all of these considerations. If a large tree is clearly unstable and there’s a risk of falling branches causing damage, the time to prune is as soon as possible. Of course you want to care for your trees, but if they’re dangerous you need to take prompt action. If the tree or branches concerned are large enough to pose a danger if they fall, you may also need to question if you have the tools and experience to deal with it safely. If not you’d do better to call in a professional tree surgeon.
How the Type of Tree Affects your Decisions
Most trees are best pruned during their dormant season, autumn or early winter, but there are some exceptions to this. Maple, horse chestnut, birch, magnolias and walnuts are better pruned in late summer, as healing is quicker and some of these species ‘bleed’ if pruned in winter. Trees which are vulnerable to silver leaf disease, such as cherry benefit from summer pruning, as the spores that cause the disease are not present in the air. For the same reason the best time for pruning plum trees is in full summer. Pruning in late winter (after Christmas) can cause many trees to bleed sap, this is not usually fatal to the tree, but it can weaken it and it doesn’t look very nice.
Pruning Young Trees
In order to encourage the development of an attractively shaped and well balanced specimen, younger trees generally need harder pruning than more mature specimens. It can feel a little frustrating, almost as fast as the tree puts on growth you cut it off again! When you’re pruning fruit trees in the summer this will also mean that you’re taking off branches that have fruit on them. You might be tempted to under-prune but it’s better to have a healthy tree that will give you fruit for many years to come than a heavier crop in the early years. It may help to remind yourself that most fruit trees will produce far more than you can use, but if you can’t bring yourself to be hard enough on your younger trees find a tree pruning London firm to do it for you!
What Do You Want to Achieve from your Tree Pruning
The usual reason for tree pruning is to make the tree smaller but some pruning techniques will actually encourage thicker, bushier growth. Two techniques that have this effect are coppicing and pollarding, cutting trees either to within 12 inches of the ground (coppice) or to the trunk (pollard). Not all trees will respond well to these techniques and they’re not generally used in residential gardens. However dogwoods can be pollarded, or more usually coppiced to encourage plenty of attractive red stems for winter interest. This is usually done in February or March.
There are three major techniques used to accommodate trees to the space and situation available to them.
This technique doesn’t actually reduce the overall size of the tree but will give a more even display of foliage. Thinning will allow more light to pass through the tree and also reduce wind resistance. A skilled tree pruner will work systematically through the whole of the tree to give a pleasing, symmetrical effect and will never reduce the overall volume by more than 30%.
Crown Lifting (sometimes called crown raising)
Pruning a tree so that branches start spreading from a higher point up the trunk than they otherwise would. This will increase the light in the area under the tree and increase the clearance under the canopy. In older trees the technique should be restricted to secondary or tertiary branches, not those growing directly from the trunk. The wounds left by removing large branches directly from the trunks can easily lead to extensive decay and undermine the whole stability and health of the tree. No more than 15% of the tree crown should be removed and after crown lifting the crown should still form at least two thirds of the overall height of the tree.
This technique is the one that makes the tree smaller in overall stature. The result should be similar in shape to the original tree but take up less space. In the case of a tree that is vastly oversized for the space available, reduction may need to be done over several years to avoid over-stressing the tree. Not all trees are suitable for reduction, any tree surgeon you’re considering using for your tree pruning in London should be able to tell you what is or is not achievable in any given instance.
Reductions, thinning and lifting are usually best done in the dormant season when the shape of the tree can be most easily assessed, though it the species is more suited to summer pruning this will be a more important consideration.
Some General Considerations for Mature Trees
Any tree pruning should start with the removal of dead or diseased branches, something that can be done at any time of year, and then proceed to those which are crossed or will cross in the near future. It often happens that by the time these tasks are done the tree needs no further pruning.With mature trees it’s always better to remove too little rather than too much at one time. Tree pruning is an effective technique, but there’s only so much that can be achieved. If the former owner of your property has planted a species or variety that’s simply too big for the space available there may come a point when it’s better to remove it and replace it with one that will suit.